VRSI is a Virginia based, independent marketing company created in 1988 by five former educators. We specialize in the benefits available to you under the VRS and provide programs that are designed to supplement and enhance those benefits. We have grown into a full-service financial firm offering retirement planning, investments, annuities, and insurance products through a variety of companies. VRSI has a long history of serving educators and other VRS members and their families, business owners, and individuals. VRSI currently services more than 15,000 participants in over 100 Virginia school districts. With over 20 offices located throughout the state of Virginia, there is an independent VRSI representative within your reach.

Cecil Ratcliff
Abingdon, VA
PH 276-628-9532
Email: ratcliffins@embarqmail.com 

Richard Williams
Abingdon, VA
PH 276-628-7644
Email: richardins@embarqmail.com 

Robert Cox
Bedford, VA
PH 540-586-1792
Email: rcox@vrsifinancial.com

Tom Ely
Wytheville, VA
PH 276-228-5535
Email: tely@gwnsecurities.com

Check the background of this firm on FINRA's BrokerCheck.

Securities and Advisory Services offered through GWN Securities, Inc.

A Registered Investment Advisor - Member FINRA/SIPC. 

11440 N Jog Road, Palm Beach Gardens, FL 33418, 561-472-2700.

VRSI and GWN Securities, Inc. are Independently Owned and Operated.
VRSI is neither affiliated with nor endorsed by the VRS.